Open a FREE Tide Business Account Today & Get £200 Cashback*

Sign-up in minutes
No monthly account fees
Trusted by 750,000 UK businesses

* Tide will give you £75 when you open a business current account. Plus, get another £125 when you open and fund a Tide Instant Saver Account. To qualify, just use the code STARTUP200, spend a minimum of £100 on your Tide card within 30 days of opening your current account to be eligible for the £75.00. Within 7 days of opening your Tide Instant Saver account hold at least £5,000 in the first 30 days to receive an additional £125.

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Why Choose Tide for Your Business?

Join over 750,000 UK entrepreneurs already using Tide to manage their money. From instant account opening to smart spending tools, Tide helps you focus on growing your business — not paperwork.

Instant account opening
No monthly fees
Powerful app to manage expenses & invoices

Don’t Miss Out – £200 Cashback for New Tide Customers

Sign up for a Tide Business Current Account today with promo code STARTUP200 and unlock up to £200 cashback when you open and fund your account. You’ll get £75 after your first £100 spend on your Tide card within 30 days, plus an extra £125 when you hold £5,000 in your Tide Instant Saver for 30 days.

This exclusive reward is only available to new customers and for a limited time only, so don’t wait — secure your cashback while the offer lasts and give your business a head start with smarter, fee-free banking.

Everything You Need in a Business Bank Account

Tide is more than just a business current account. It’s a complete toolkit designed to save you time, cut costs, and help your business grow.

Fast Online Sign-Up

Open an account in minutes with a quick, 100% online process.

Simple Banking – No Monthly Fees

Keep more money in your business with zero monthly account charges.

£200 Cashback Offer

Earn up to £200 cashback when you join and fund your account.

Smart Invoicing Tools

Create and send professional invoices directly from the Tide app.

Expense Management

Easily track and categorise business spending in real time.

Multiple Cards for Your Team

Order expense cards for staff and manage limits with ease.

Accounting Integrations

Connect seamlessly with Xero, QuickBooks, Sage, and more.

Instant Notifications

Get real-time updates whenever you send, receive, or spend money.

Bank Safely with FSCS Protection

Your money is safe — deposits are protected up to £85,000.

How to Claim Your £200 Cashback

Follow these simple steps to open your Tide Business Account and unlock your reward with promo code STARTUP200.

1

Apply with Code STARTUP200

Start your application online and enter the promo code during sign-up.
2

Open Your Business Account

Complete the quick, 100% online process and get your sort code & account number.
3

Spend £100 in 30 Days

Use your Tide card to make purchases totalling at least £100 within 30 days of opening.
4

Open & Fund Instant Saver

Hold at least £5,000 in your Tide Instant Saver for 30 days to qualify for the full reward.
5

Get Up to £200 Cashback

Receive £75 after the card spend + £125 after the Instant Saver requirement is met.

Open My Tide Account & Claim £200

*Eligibility and T&Cs apply. To qualify, use code STARTUP200, spend a minimum of £100 on your Tide card within 30 days of opening your account, and hold at least £5,000 in your Tide Instant Saver for 30 consecutive days.

Benefits of a Tide Business Bank Account

Fast Setup

£200 Cashback

Mobile Banking

Save Time

Earn interest

Start Today and Claim Your £200 Reward

Open your free Tide Business Current Account with promo code STARTUP200 and unlock up to £200 cashback*.

Tide makes business banking simple — no monthly fees, a quick online sign-up, and smart tools to manage invoices, expenses, and payments all in one place.

Popular Tide Account Options

Tide makes business banking simple. Start with a free business account that comes with powerful tools and no monthly fees, or launch your company formation package with an account included — all while unlocking up to £200 cashback with promo code STARTUP200.

Open a Free Business Account

Start your business banking with Tide’s most popular option, the Free Tide Business Account.

Open an account online in minutes
No monthly account fees
Free Tide debit card for business spending
Send and receive payments
In-app invoicing and expense management tools
Connect with Xero, Sage, and QuickBooks
FSCS protection up to £85,000

OFFER: £200 cashback with promo code STARTUP200

Company Formation + Free Business Account

Launch your limited company and business bank account at the same time through one simple application.

Register your limited company with Companies House for £14.99
70% cheaper than Companies House
Get a Tide Business Current Account at the same time
No monthly account fees
Fast and simple online setup
Free business debit card

OFFER: £200 cashback with promo code STARTUP200

A Trusted & Verified Tide Partner

We work directly with Tide as an official referral partner, giving you access to exclusive offers such as the £200 cashback promotion. As a verified partner, you can be confident that all links on this page are safe, secure, and provided in partnership with Tide.

With our exclusive promo code STARTUP200, you’ll unlock up to £200 cashback when you open and fund your Tide Business Current Account — a reward you won’t find on Tide’s standard signup pages.

Frequently Asked Questions (Tide Business Account)

Who is eligible to open a Tide business account?

You must be at least 18 years old, have a UK mobile phone number, and be a sole trader or a director of a UK limited company. Tide does not support partnerships, charities, or certain restricted industries.

How long does it take to open a Tide account?

The initial application can be completed in minutes via the app. Verification may take longer depending on documentation and checks.

Does Tide charge a monthly fee?

Tide offers a free plan with no monthly fee. There are also paid tiers (Smart, Pro, Max) that include additional features.

What fees should I expect (transactions, withdrawals, etc.)?

On the free plan:

Domestic bank transfers (in/out): ~£0.20 each
ATM withdrawals: around £1 fee
Cash deposits: fees via Post Office or PayPoint (varies)

Is Tide a “real bank”?

Tide is not a traditional bank. It is an e-money institution, but it partners with ClearBank (a licensed UK bank) to hold customer deposits, which then qualify for FSCS protection.

Is my money safe & protected?

Yes — deposits held via ClearBank are eligible for protection under the Financial Services Compensation Scheme (FSCS) up to £85,000.

Can I upgrade my account plan later?

Yes — you can start with the free plan and upgrade to Smart, Pro, or Max later to get more features.

What additional features do paid plans include?

Paid plans may offer perks like unlimited free transfers, priority support, legal helpline, cashback on card spending, better savings rates, and enhanced team access.

Can I get multiple debit/expense cards for my team?

Yes — you can order expense or team cards to distribute to staff. The number and cost depend on your plan.

Does Tide support international payments & multiple currencies?

Tide supports sending/receiving in GBP and EUR. FX and cross-border transactions may incur fees, depending on your plan.

Does Tide provide accounting or invoicing tools?

Yes — Tide has built-in invoice creation, expense management, auto-tagging, and integrates with accounting software like Xero, Sage, QuickBooks, and more.

Can I deposit cash or cheques into my Tide account?

Cash deposits are possible via Post Office or PayPoint (with fees).
Cheque deposits: You may be able to deposit via photo through the app (check availability).

Is there an overdraft or credit facility?

Tide does not currently offer overdraft facilities on the free plan. Credit / loan products may be available via partners.

How is support handled (customer service)?

Free-tier users generally get in-app/chat support. Higher-tier plans often include phone support and priority service.

What industries can Tide support?

Tide supports most UK sole traders, freelancers, and limited companies across a wide range of industries — from retail and e-commerce to consulting, technology, and professional services. However, like all financial institutions, Tide cannot onboard certain “restricted” sectors due to regulatory requirements. These typically include businesses involved in gambling, adult entertainment, money services, crypto-currency trading, weapons, and other high-risk activities.

If you’re unsure whether your business qualifies, you can check Tide’s restricted industries list or start the application in the Tide app — you’ll quickly find out if your sector is supported.

Tide Promo Code FAQ's

What is the current Tide promo code?

The current Tide promo code is STARTUP200, which allows new customers to unlock up to £200 cashback when they open and fund a Tide Business Current Account.

How do I use a Tide promo code?

To use a Tide promo code, simply enter the code during the signup process in the Tide app. Once you meet the eligibility criteria (such as minimum spend or funding requirements), your cashback or bonus will be applied.

Who can claim the Tide promo code?

The Tide promo code is available to new Tide business account customers who meet Tide’s eligibility requirements. Sole traders and limited companies in supported industries can take advantage of the promotion.

Can I combine a Tide promo code with other offers?

No, a Tide promo code cannot usually be combined with other referral or promotional offers. You’ll need to select the code or offer that provides the best value for your business.

What is a Tide referral code?

A Tide referral code is a unique code shared by Tide partners or existing members. When you use it, you can unlock special rewards such as cashback, bonuses, or discounts on account fees.

How is a Tide referral code different from a promo code?

A Tide referral code is typically shared by partners or customers, while a Tide promo code is part of a wider marketing campaign. Both work in the same way — you enter the code during signup to unlock rewards.

Can existing customers use a Tide referral code?

No, Tide referral codes are reserved for new customers opening their first Tide business account. Existing customers cannot apply referral codes retroactively.

Where can I find a Tide bank referral code?

You can find a Tide bank referral code through official Tide partners, affiliates, or Tide’s own marketing campaigns. Our verified code STARTUP200 is an example that unlocks a cashback reward.

Is the Tide bank referral code safe to use?

Yes — as long as you obtain the Tide bank referral code from a trusted partner or Tide’s official website. Always ensure the code is valid and part of Tide’s approved promotions.

What is a Tide business account promo code?

A Tide business account promo code is a special code used during signup that unlocks exclusive rewards, such as cashback when you open and fund a Tide Business Current Account.

How much can I earn with a Tide business account promo code?

Depending on the promotion, you can typically earn up to £200 cashback by using a Tide business account promo code like STARTUP200, provided you meet the spend and funding requirements.

Do all new members get a Tide business account promo code?

Not all members automatically receive one. Tide business account promo codes are time-limited promotions shared through partners or official campaigns, so make sure to sign up with the code at the time of registration.

Does Tide offer a signup bonus?

Yes — Tide offers a signup bonus when you use a valid promo code or referral code. For example, with code STARTUP200, new customers can earn up to £200 cashback.

How do I claim the Tide signup bonus?

To claim the Tide signup bonus, sign up for a new Tide account, enter the promo code at registration, spend the required amount on your Tide card, and meet any savings criteria. Once done, your signup bonus will be credited.

Is the Tide signup bonus available all year round?

No — the Tide signup bonus is part of limited-time promotional campaigns. Availability and the bonus amount may change, so it’s best to claim the offer while it’s active.