Step-by-Step Guide: Opening a Tide Business Account with a Promo Code

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tide promo code 2025

Introduction

Open Tide account with a promo code and claim up to £200 cashback today. For UK sole traders, freelancers, and SMEs, getting the right business bank account is essential. A reliable account not only keeps your personal and business finances separate but also makes tax returns, invoicing, and payments far easier to manage.

Tide has quickly become one of the UK’s most popular digital business banking solutions, especially for startups and entrepreneurs who want a fast, hassle-free signup process.

If you’re considering joining Tide, there’s great news: you can open a Tide account with a promo code and unlock exclusive cashback rewards. Right now, by using promo code STARTUP200, you’ll receive £200 cashback when you open your new Tide business account.

In this comprehensive guide, we’ll walk you through:

  • The exact step-by-step process to open a Tide business account
  • How to apply a Tide promo code successfully
  • What to expect from the Tide app signup process
  • Benefits of Tide for startups and small businesses
  • Referral code instructions and how they differ from promo codes
  • Common FAQs and troubleshooting tips

By the end, you’ll know exactly how to get started with Tide, apply the STARTUP200 promo code, and make the most of your new business account.

Open an account

Eligibility disclaimer: The £200 cashback offer with promo code STARTUP200 is available to new Tide business account customers only. To qualify, you must spend at least £100 on your Tide card within 30 days of opening your account (earning £75), and deposit £5,000 into a Tide Instant Saver Account within 7 days of opening, holding it for a minimum of 30 days (earning £125). Standard Tide terms and conditions apply.

Contents

Why Choose a Tide Business Account?

Before we dive into the signup process, it’s worth understanding why Tide has become the go-to choice for entrepreneurs and Before you begin the Tide business account signup guide, it’s important to understand why so many UK entrepreneurs, freelancers, and SMEs choose Tide over traditional banks. Opening a Tide account with a promo code not only gives you cashback rewards but also unlocks a range of smart banking tools that make running a business easier.

Unlike high-street banks that require paperwork, appointments, and long waiting times, Tide provides a fully digital-first experience. The entire Tide app signup process takes just a few minutes, and you can even apply a promo code during signup to maximise your rewards.

tide app signup process

Key Reasons to Choose Tide

Referral and promo code benefits – Tide not only offers promo codes like STARTUP200 but also has a strong referral programme. With Tide referral code instructions, existing users can invite new businesses to join, rewarding both parties. However, using a promo code often gives you a bigger cashback bonus upfront.

Fast setup and easy promo code application – You can open a Tide account with a promo code in minutes, directly through the Tide app. Simply enter your details, apply the promo code (such as STARTUP200 for £200 cashback), and your account can be ready to use almost instantly.

No branch visits required – Forget long queues at the bank. Tide’s entire onboarding is completed online, making it perfect for sole traders, freelancers, and startups who want a quick and modern banking solution.

Tailored for SMEs and sole traders – Tide is specifically built for the self-employed, limited companies, and small teams. That’s why so many people search for a Tide business account signup guide — the process is designed to be simple and accessible for every type of small business.

Smart tools and integrations – Tide goes beyond being just a business account. It offers in-app invoicing tools to send and track payments, expense management features to help with bookkeeping, automatic categorisation for tax efficiency, and seamless integration with accounting platforms like Xero, QuickBooks, and Sage.

Fair and transparent pricing – Tide offers both free and paid plans. You can start with the free account and upgrade later if your business grows. The value you get, especially when combining features with a promo code like STARTUP200, is one of the best in the market.

Regulated and secure – Tide is fully regulated by the FCA and operates under strict financial safeguards. This means your money is always protected, and you can bank with confidence.

Why Tide Stands Out

For many business owners, Tide’s combination of speed, flexibility, and digital-first convenience makes it one of the best online business bank accounts in the UK. If you’re just starting out and want to know how to apply a Tide promo code or need a clear Tide app signup process, this guide shows you everything step by step.

By choosing Tide and applying a promo code during signup, you’re not only opening a business account—you’re setting your business up with smart financial tools designed to save time, cut costs, and help you grow.

Open an account

Exclusive Tide Promo Code Offer (£200 Cashback)

The current Tide promo code STARTUP200 is one of the most generous offers available.

When you open your account with this promo code, you’ll receive:

  • £200 cashback (once you meet the eligibility criteria)
  • Full access to Tide’s range of business banking features
  • The same quick, app-based signup process with no delays

💡 Pro Tip: Always make sure to enter the promo code at the point of signup, as it cannot be applied retrospectively.

👉 Open your Tide account with promo code STARTUP200 today and get £200 cashback

Step-by-Step Guide: Open Tide Account with a Promo Code

Opening a Tide account with a promo code is straightforward. Here’s the step-by-step breakdown:

Step 1: Download the Tide App

Head to the App Store (iOS) or Google Play (Android) and download the Tide app.

Step 2: Start the Signup Process

Open the app and click “Create Account”.

Step 3: Enter Your Business Details

Provide your:

  • Business name (sole trader, partnership, or limited company)
  • Company registration number (if LTD)
  • Your personal details (name, DOB, address)

Step 4: Apply the Tide Promo Code

When prompted, enter the promo code: STARTUP200

This ensures you’re eligible for the cashback offer.

Step 5: Verify Your Identity

You’ll need to upload a photo of your ID (passport, driving licence, etc.) and possibly a short video selfie for verification.

Step 6: Wait for Approval

Tide usually approves accounts within minutes, though in some cases it may take a few hours.

Step 7: Start Using Your Account

Once approved, you can:

  • Send and receive payments
  • Create invoices
  • Order a Tide business debit card
  • Sync with your accounting software

Tide Business Account Signup Guide

Tide’s signup process is designed to be fast and painless. Compared with traditional banks that require weeks of paperwork and branch visits, Tide streamlines everything into a few simple steps.

  • Time to open account: Often less than 10 minutes
  • Documents needed: Photo ID, proof of address, business details
  • Business types accepted: Sole traders, limited companies, freelancers, partnerships

This makes Tide one of the best options for startups that need a business account quickly.

How to Apply a Tide Promo Code Correctly

One of the most common issues new users face is forgetting to apply the promo code during signup. To avoid missing out on your £200 cashback:

  1. Copy the code STARTUP200 before starting.
  2. Paste it in the promo code box when prompted.
  3. Double-check that it has been applied before finalising.

❌ If you skip this step, you won’t be able to add the code later.

👉 Or, to make it even easier, click here to open your Tide account via our exclusive signup page — the promo code is automatically applied so you won’t miss out.

Open an account

Tide App Signup Process Explained

Since Tide is an app-based business account, the app plays a central role in your banking experience.

Through the Tide app, you can:

  • Manage multiple accounts (if you run different businesses)
  • Generate and send invoices instantly
  • Tag expenses for tax efficiency
  • View real-time transaction updates
  • Request payment links to get paid faster

The app is built for simplicity, meaning even non-technical business owners find it easy to navigate.

Tide Referral Code Instructions

You may have heard of Tide referral codes in addition to promo codes. Here’s the difference:

  • Promo Codes (e.g., STARTUP200): Used when opening a new account, giving you a signup bonus (cashback, discounts, etc.).
  • Referral Codes: Shared between existing Tide users and new joiners. Both parties may benefit, often through smaller cashback amounts.

If you want one of the best cashback rewards, use the promo code STARTUP200 – better than a referral link!

open a tide account with a promo code
Open an account

Features & Benefits of Tide Business Accounts

Tide isn’t just a business account—it’s an all-in-one financial management tool designed to help sole traders, freelancers, and SMEs manage their money more effectively. When you open a Tide account with a promo code, you unlock not only the cashback reward but also access to these powerful features.

Features:

  • Free business debit card – Every Tide account comes with a free debit card, making it easy to pay for business expenses online or in-store. You can also order additional cards for team members if needed.
  • Direct Debits and standing orders – Automate your regular payments and subscriptions without the hassle of manual transfers. This is especially useful for startups managing monthly bills or supplier invoices.
  • Faster Payments and BACS transfers – Send and receive money quickly, keeping your business cash flow smooth. This makes Tide a strong option for freelancers and SMEs who rely on instant payments.
  • Multi-user access for teams – If you’re growing your business, Tide lets you add multiple users with different access levels. Perfect for co-founders, accountants, or employees who need to manage expenses.
  • Invoice creation and tracking – Within the Tide app, you can create professional invoices, send them to clients, and track when payments are due. This streamlines your workflow and reduces admin time.
  • Expense categorisation – Every transaction can be tagged and categorised automatically, making tax returns easier and ensuring you never miss a deductible expense.
  • VAT calculation support – For VAT-registered businesses, Tide simplifies calculations, helping you prepare accurate VAT submissions with less effort.

Benefits:

  • Time-saving tools – With built-in invoicing, automated expense categorisation, and seamless bookkeeping integration, Tide reduces the time you spend on admin. Many entrepreneurs choose Tide after reading a Tide business account signup guide because it allows them to focus on growth instead of paperwork.
  • Scalable plans – Tide offers a free account to start with, but you can upgrade to premium plans if your business needs more advanced features such as priority support, advanced invoicing, or additional cards. This flexibility means you can scale as your company grows.
  • Integration with leading software – Sync your Tide account with accounting platforms like Xero, QuickBooks, and Sage. This makes it easier to manage your books in real-time and is one of the key reasons many choose the Tide app signup process over traditional banks.
  • Support for growth – Tide isn’t just about managing money—it also supports your business with access to credit, loans, and financial products through Tide Accounting. Combined with referral code options and promo codes like STARTUP200, it’s a solution that grows with your business.
Open an account

Pros and Cons of Tide Business Banking

Every business account has strengths and weaknesses. Here’s a balanced view:

✅ Pros:❌ Cons:
Quick signup (no branch visits)No physical branches
Generous promo code offers (£200 cashback)Cash deposits come with a small fee
Business-friendly featuresSome advanced features only on paid plans
Great app design
Supports startups and sole traders

Eligibility and Requirements

To open a Tide account, you’ll need to meet basic requirements:

  • Be a UK-based business (sole trader, freelancer, LTD company, or partnership)
  • Have a valid UK phone number and email address
  • Provide ID verification documents
  • Be at least 18 years old

You can read more about Tide’s eligibility criteria – here.

Tips for Maximising Your Tide Account

  • Use the promo code STARTUP200 at signup – don’t miss out on £200 cashback.
  • Set up invoices directly from Tide – faster payments.
  • Link with accounting software – save hours on bookkeeping.
  • Order additional cards if you have employees.
  • Upgrade plans if you outgrow the free tier.
Open an account

FAQs about Tide Promo Codes and Business Accounts

Can I open a Tide account with a promo code if I already have an account?

No. Tide promo codes are only valid for new account signups. If you already have a Tide business account, you won’t be able to use the code STARTUP200 to claim cashback. Promo codes are designed as a welcome offer for new customers opening their first account through the Tide app signup process.

How long does it take to get approved?

Most Tide business accounts are approved within minutes, thanks to the quick digital verification process. However, in some cases where extra checks are required, it can take up to 48 hours. Once approved, you can immediately begin using your Tide card and app features.

What’s the difference between a Tide promo code and a referral code?

Promo codes (like STARTUP200) are specifically for new signups and reward you with cashback if you meet the eligibility requirements. Referral codes, on the other hand, are shared by existing Tide users to invite new joiners. Both the referrer and the new customer may receive a smaller bonus, but the promo code STARTUP200 offers the biggest cashback reward when opening a Tide account.

Do I need to deposit money to claim the cashback?

Yes. To activate the £200 cashback, you’ll need to meet Tide’s promo code conditions:
Use the code STARTUP200 when opening your account.
Spend a minimum of £100 on your Tide card within 30 days of opening your account to earn the first £75 cashback.
Deposit at least £5,000 into your Tide Instant Saver Account within 7 days of opening, and hold it for at least 30 days, to receive the additional £125 cashback.
Only after meeting these requirements will the full £200 cashback be payable.

What documents do I need for the Tide business account signup guide?

You’ll need photo ID (passport or driving licence) and basic business details. Sole traders enter their trading name, while limited companies add their registration number.

How do I apply a Tide promo code during signup?

During the Tide app signup process, enter STARTUP200 in the promo code box. Or use our exclusive signup page where it’s pre-applied automatically.

Who is eligible to open a Tide account with a promo code?

You must be UK-based, over 18, provide valid ID, and enter STARTUP200 during signup. Cashback is paid after completing the spend and deposit conditions.

Is the Tide app signup process different if I use a promo code?

No. The signup process is the same, but applying STARTUP200 makes you eligible for cashback once requirements are met.

Recap: Why Tide is a Smart Choice

  • Open a Tide business account in under 10 minutes with a simple app-based signup process.
  • Apply the promo code STARTUP200 during signup and unlock up to £200 cashback when meeting the eligibility criteria.
  • Benefit from smart tools such as invoicing, expense tracking, and seamless integration with Xero, QuickBooks, and Sage.
  • Enjoy a banking solution designed specifically for sole traders, freelancers, startups, and SMEs who want flexibility and speed.
  • Access scalable plans, from a free business account to premium options that grow with your business.
  • With Tide, you’re not just opening a business bank account—you’re choosing a digital-first financial partner built to support your success.

Conclusion

Opening a Tide business account is one of the easiest and fastest ways to get your business banking sorted. With its powerful app features, quick approval process, fair pricing, and seamless integrations, it’s no surprise Tide has become a top choice for UK entrepreneurs.

By following this step-by-step guide to open a Tide account with a promo code, you’ll not only set up your account in minutes but also secure an exclusive £200 cashback reward with the code STARTUP200. This offer makes getting started with Tide even more rewarding, giving your business a financial boost right from day one.

👉 Don’t miss out — open your Tide business account today with promo code STARTUP200 and claim your £200 cashback reward.

Open an account

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